Is baccarat a game of skill or chance: the short version

Spelling out "Is baccarat a game of skill or chance?" starts with the rules. Baccarat and the casino poker games share a table, a dealer and a fixed house edge, and all of them are simpler than they look. Baccarat asks only which hand to back, while games such as three card poker, Caribbean stud and ultimate Texas holdem let a player make a few decisions against the dealer. Knowing the rules step by step and the edge of each bet is most of what tells them apart.

Three card poker is played against the dealer with three cards each, and is worth playing mainly for its speed and its ante bonus rather than its odds. Caribbean stud poker has a house edge above five percent on the main bet, higher than most table games. Four card poker is called by that plain name, dealt with five cards to the player and six to the dealer. Mississippi stud is played against a pay table instead of the dealer, and is worth playing only with its high edge in mind.

What happens when the player and banker both reach nine, a result players call two nines, is a tie, as with any other equal total: tie bets win, and bets on either hand are usually returned. Baccarat is a game of chance rather than skill, since the drawing rules are fixed and the only choice is which hand to back. It is not beatable over time, though the banker bet has one of the smallest edges on the casino floor. It is also a fast paced game, dealing a hand in less than a minute.

Asked about this

What happens when both baccarat hands total nine?

Two nines are a tie like any other equal total, so tie bets win and bets placed on banker or player are usually returned.

Which baccarat bet carries the smallest edge?

The banker bet has one of the smallest edges on a casino floor, while the tie bet pays more and costs far more over time; neither makes baccarat beatable.

Why do casinos not reuse baccarat cards?

After a shoe is dealt, casinos usually destroy the cards or sell them as souvenirs, partly because players bend them during the squeeze; online games use fresh decks.

How high are the edges in Caribbean and Mississippi stud?

Caribbean stud carries a house edge above five percent on its main bet, and Mississippi stud, played against a pay table, also has a high edge.